Scratch & Dent Quote

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    Scratch & Dent
    From Only
    R120Pm
    Windscreen
    Damage*
    Hail
    Damage*
    Dent's
    & Scratches

    Scratch & Dent Quote

    Fill in the form below




      By submitting this form you are agreeing to our T's & C's & Privacy Policy. Underwritten by our below partners.


      SCRATCH & DENT

      Get Scratch & Dent Cover from only R120pm

      Windscreen
      Damage
      Hail
      Damage
      Scratches &
      Dents

      Why do I need Scratch & Dent Cover?

      If something can go wrong, you can bet it will. You’ve steered clear of potential vehicle accidents, taken your car for its regular service, and been a responsible car owner all round. But then, the hail came. And you drove into a pothole. And someone rammed your car with a shopping trolley. For these and other damages caused by day-to-day driving, you need Scratch And Dent cover.

      This form of insurance takes care of all those “beauty marks” your car has picked up along the way. With Scratch And Dent cover, you can afford to keep your wheels, rims, windscreen, and paint job in tip-top condition at all times.

      Keep your vehicle in tip-top condition: As a Mother Financial Scratch & Dent member you are entitled to a monthly service during which our qualified technicians will repair any minor damage to your vehicle. What’s more, we don’t penalise you for pre-existing damage and will repair all damage as long as the damage falls within Mother Financial’s Scratch & Dent specifications. Mother Financial Scratch & Dent is suitable for passenger vehicles, SUV’s, minibuses, 4 x 4’s, club cabs, and double cabs.

      Scratch & Dent Cover Benefits

      • Stone chips
      • Scratches
      • Paintless Dent Removal
      • Windscreen Cracks
      • Windscreen Chips
      • Tar Removal
      • Odour removal
      • Headlight Renewal
      • 3M Scotch Guard / leather treatment
      • Air-conditioning Treatment
      • Complimentary Wash and Vacuum

      Why do I need Scratch & Dent Cover?

      If something can go wrong, you can bet it will. You’ve steered clear of potential vehicle accidents, taken your car for its regular service, and been a responsible car owner all round. But then, the hail came. And you drove into a pothole. And someone rammed your car with a shopping trolley. For these and other damages caused by day-to-day driving, you need Scratch And Dent cover.

      This form of insurance takes care of all those “beauty marks” your car has picked up along the way. With Scratch And Dent cover, you can afford to keep your wheels, rims, windscreen, and paint job in tip-top condition at all times.

      Keep your vehicle in tip-top condition: As a Mother Financial Scratch & Dent member you are entitled to a monthly service during which our qualified technicians will repair any minor damage to your vehicle. What’s more, we don’t penalise you for pre-existing damage and will repair all damage as long as the damage falls within Mother Financial’s Scratch & Dent specifications. Mother Financial Scratch & Dent is suitable for passenger vehicles, SUV’s, minibuses, 4 x 4’s, club cabs, and double cabs.

      Scratch & Dent Cover Benefits

      • Stone chips
      • Scratches
      • Paintless Dent Removal
      • Windscreen Cracks
      • Windscreen Chips
      • Tar Removal
      • Odour removal
      • Headlight Renewal
      • 3M Scotch Guard / leather treatment
      • Air-conditioning Treatment
      • Complimentary Wash and Vacuum

      FAQ About Scratch & Dent Cover

      • A stone chip is a small chip in the clear coat & top coat of a vehicle. These are usually caused by small stones while driving.
      • Windscreen chips are not only unsightly, but they can also impair vision.
      • A scratch can be defined as a single scratch to the clear coat and top coat of a vehicle, not exceeding 75mm. All cars accumulate these accidental scratches from time to time.
      • PDR removes dents (e.g. those made by trolleys or other motor vehicle doors) from vehicles without affecting the original factory finish (provided the car is made of conventional metal). Our skilled technicians use specially designed tools to reform body metal back to its original condition.
      • Tar on your vehicle results in your vehicle permanently looking dirty, irrespective of how many times you wash it. In general, tar is quite difficult and almost impossible to remove at home. Our technicians are fully trained to remove tar from your vehicle using specialised equipment that won’t damage your paintwork.
      • Our technicians can eliminate a variety of unwanted and lingering odours by using a specialised thermal fogging system.
      • We offer the perfect solution for renewing old, yellow, sandblasted, and faded headlight lenses. Our headlight renewal repair system is fast, easy & effective & guarantees the elimination of a dull, foggy appearance. (Plastic headlights are considered renewable.)
      • The Scotch Guard system is a well-known product which prevents stains on your fabric seats, while leather treatment protects your leather against the sun’s harmful UV rays, at the same time conditioning & moisturising your vehicle’s seats.
      • A vehicle’s air conditioning system works in the same way as a centralised air conditioning system in a building. Over time, harmful bacteria & fungi grow inside the system.
      • This is a complimentary service & is applicable when a valid application for service, as provided in the benefits is processed.

      You will only be entitled to utilise benefits under this agreement after three successful debit orders.

      You don’t have to worry about paying an excess for this type of cover.

      • Before contacting our call centre, ensure that your vehicle’s damage falls within the service assessment card’s specifications.
      • Once you are sure that the application falls within these specifications, take two or three photos of the damaged area. This is required when you log / register your application.
      • Contact the call centre on 0800 100 228 and provide them with your ID number. Your ID number is required so that we can validate your credentials and log / register your application for service.
      • Once you have logged a call with the call centre, a SMS will be sent to your mobile phone. This SMS will contain your application reference number, a call centre cell number, and an e-mail address.
      • MMS or e-mail the photos of the damage to the contact details provided, using the application reference number as the subject line. This will ensure your application can be assessed and processed efficiently.
      • Once your application has been assessed, you will be sent a SMS to notify you of whether your application was approved or declined.
      • On approval of your application, we will contact you to set up an appointment for your vehicle to be repaired.
      • You will be sent a reminder 24 hours prior to the scheduled appointment via SMS.
      • In the event that you need to reschedule or cancel your appointment, please contact the call centre well in advance. (Please refer to your General Agreement point 2 – Appointments).
      • Our mobile unit’s technician will also validate your application, and will only perform work that falls within specification.

      If the damage is a result of a vehicle accident, it cannot be covered as this is deemed to be an insurable event.

      Beep-beep, MotherF*nancial!

      FAQ About Scratch & Dent Cover

      Claim Types

      Description

      Benefits

      Exclusion

      Stone Chips

      A stone chip is a small chip in the clear coat & top coat of a vehicle. These are usually caused by small stones while driving.

      Minor stone chips that can be concealed by means of brush touch will be repaired.

      Chips will be brushed by hand to match your vehicle’s existing colour.

      Repairing stone chips can also help minimise rust.

      Stone chips exceeding 5mm in diameter.

      No spray painting will be done on the vehicle.

      Windscreen Chips / Cracks

      Windscreen chips are not only unsightly, but they can also impair vision.

      A crack where the ‘run’ on the windscreen is less than 100 mm in length is considered repairable.

      A chip with a diameter of less than 16 mm (or a 10c coin) is repairable.

      Any cracks or chips that exceed the specifications above.

      Scratches

      A scratch can be defined as a single scratch to the clear coat and top coat of a vehicle, not exceeding 75mm. All cars accumulate these accidental scratches from time to time.

      Minor scratches that can be concealed by means of brush touch will be repaired.

      Small surface scratches that fall within the specifications can be removed by polishing that specific area (not the entire vehicle).

      No scuffs or series of scratches will be repaired.

      No buff and polish will be undertaken.

      Paint-less Dent Removal (PDR)

      PDR removes dents (e.g. those made by trolleys or other motor vehicle doors) from vehicles without affecting the original factory finish (provided the car is made of conventional metal). Our skilled technicians use specially designed tools to reform body metal back to its original condition.

      Only dents that require this particular method of removal are covered by Mother Financial.

      Dents within the diameter of 30mm are considered repairable.

      Dents where the paintwork is damaged or the metal is stretched are considered irreparable using this technique & accordingly, conventional panel beating is advised.

      No spray painting or panel beating will be done on vehicles.

      Hail damage is not covered by Mother Financial.

      Tar Removal

      Tar on your vehicle results in your vehicle permanently looking dirty, irrespective of how many times you wash it. In general, tar is quite difficult and almost impossible to remove at home. Our technicians are fully trained to remove tar from your vehicle using specialised equipment that won’t damage your paintwork.

      Odour Removal (Once every 6 months)

      Our technicians can eliminate a variety of unwanted and lingering odours by using a specialised thermal fogging system.

      Extreme odours caused by e.g.: wet carpets, dead fish, dead animals, milk spillages & rotten meat entail stripping your vehicle’s interior & performing a full valet. The cost of this service is for the owner’s account.

      Headlight Renewal (Once Every 12 months)

      We offer the perfect solution for renewing old, yellow, sandblasted, and faded headlight lenses. Our headlight renewal repair system is fast, easy & effective & guarantees the elimination of a dull, foggy appearance. (Plastic headlights are considered renewable.)

      The headlight renewal system enhances the look of your vehicle in less than 30 minutes. Headlights are renewed from the outside only

      Cracks & severe damage will not be repaired. Glass headlights are excluded

      Scotch Guard / Leather Treatment (Once Every 12 months)

      The Scotch Guard system is a well-known product which prevents stains on your fabric seats, while leather treatment protects your leather against the sun’s harmful UV rays, at the same time conditioning & moisturising your vehicle’s seats.

      This treatment will increase the longevity of your vehicle’s interior.

      Protect your vehicle’s interior against stains & the sun’s harmful UV rays.

      Valet of seats.

      Air Conditioner Treatment (Once every 6 months)

      A vehicle’s air conditioning system works in the same way as a centralised air conditioning system in a building. Over time, harmful bacteria & fungi grow inside the system.

      The air-conditioning treatment system eliminates these problems & ensures your air-conditioner is fully hygienic & odour free. Regular treatment of your vehicle’s air conditioning system is advised.

      This benefit does not include re-gassing of the air-conditioner.

      Complimentary Wash & Vacuum

      This is a complimentary service & is applicable when a valid application for service, as provided in the benefits is processed.

      After every repair, your vehicle’s exterior will be washed, its interior vacuumed & cleaned & its tyres polished.

      Full valet service and Heavy Commercial Vehicles including Trucks and Busses.

      You don’t have to worry about paying an excess for this type of cover.

      • Before contacting our call centre, ensure that your vehicle’s damage falls within the service assessment card’s specifications.
      • Once you are sure that the application falls within these specifications, take two or three photos of the damaged area. This is required when you log / register your application.
      • Contact the call centre on 0800 100 228 and provide them with your ID number. Your ID number is required so that we can validate your credentials and log / register your application for service.
      • Once you have logged a call with the call centre, a SMS will be sent to your mobile phone. This SMS will contain your application reference number, a call centre cell number, and an e-mail address.
      • MMS or e-mail the photos of the damage to the contact details provided, using the application reference number as the subject line. This will ensure your application can be assessed and processed efficiently.
      • Once your application has been assessed, you will be sent a SMS to notify you of whether your application was approved or declined.
      • On approval of your application, we will contact you to set up an appointment for your vehicle to be repaired.
      • You will be sent a reminder 24 hours prior to the scheduled appointment via SMS.
      • In the event that you need to reschedule or cancel your appointment, please contact the call centre well in advance. (Please refer to your General Agreement point 2 – Appointments).
      • Our mobile unit’s technician will also validate your application, and will only perform work that falls within specification.

      If the damage is a result of a vehicle accident, it cannot be covered as this is deemed to be an insurable event.

      You will only be entitled to utilise benefits under this agreement after three successful debit orders.

      Beep-beep, MotherF*nancial!

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